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31 декабря 2021 г. 11:58

What is the payment process of t...


1. The user visits the e-commerce website, selects the product he/she likes, and makes a purchase request to the merchant. 

2. The merchant digitally signs the customer's verified order and submits it to the payment system.

3.The payment gateway calls up the payment interface and ecommerce payment processing asks the user to fill in the account information.

4. The user encrypts the account information with the public key of the payment gateway of the payment system and transmits it to the payment gateway of the payment system;

5, payment management system payment gateway verification of user development of the account information provided by the technology to analyze data conversion, through the Internet financial network or a dedicated line sent to the financial regulators, requiring verification of user account information.

6, the financial institutions will verify the results and user information used for payment confirmation to the payment system.

7. The payment system will send the user payment confirmation information from the financial institution to the payment confirmation system, and request payment confirmation.

8. After receiving the confirmation information, the payment confirmation system processes the payment confirmation in advance and then notifies the user according to the pre-selected confirmation mode (real-time confirmation, time-sharing confirmation).

9. The user fills in the corresponding confirmation information according to the selected confirmation, and submits it to the payment confirmation system. 10.

10. The payment confirmation system compares the payment confirmation information submitted by the financial institution and the user. If the information is consistent, the next step of confirmation will be performed. Otherwise, the payment confirmation system will return the confirmation result to the payment gateway of the payment system.

11. notify the user by email that his payment request has been approved and the funds have been withdrawn from his account, otherwise notify the user by email that his payment request has not been approved.

12. acknowledges the success of the digital signature financial institution's return result and sends it to the merchant, who receives notification of the shipment, otherwise the merchant receives notification of the failed transaction. 13;

13. acknowledges the success and requests payment from the financial institution.

14. the financial institution returns the transfer information of the digital signature to complete the transaction

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Автор: Статус: offline mayoril
просмотров: 39
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